Common Problems Faced by New Home Buyers


Often times, clients looking to buy new homes find themselves feeling uncertain about the process and unsure about the steps involved in purchasing their dream home.


In the process of buying a new home, it's natural for issues to spring up now and then. A lack of communication can make these issues a lot worse.

Wrong Expectations

Sometimes, new homeowners can also end up paying more than what they thought for closing costs as well as monthly payments.

Our Standards. Your Trust.


We will communicate with you
during every step of the process

No Surprises

We won't let you be surprised by any issues that may arise during closing.

No Bait & Switch

You will know exactly what your monthly payment and cash to close will be.

No Realtor? No Problem.

You need a Realtor to buy a home.
But you don't need one to get a LOAN.

In fact, Realtors EXPECTyou to be
pre-approved before looking at homes.

The Right LoanFor The Right House

A loan option for veterans giving 100% financing, low interest rates, and no private mortgage insurance.

A loan option for most first time home buyers only requiring 3.5% down. Eligible if you already approved for a mortgage.

A loan option for farmers, low to moderate income earners, and first time home buyers. 100% financing.

A loan option for returning home buyers with a low disappearing PMI. There are 2 types Standard and ARM.


Lisa Towe

"This is one great team, efficient, professional, friendly, I can't recommend them highly enough!! Lisa Fry walked through the process with me and was really patient when I was feeling frustrated. If you are considering a mortgage, you can't do better than this group, weekdays, weekends, didn't matter they always got back to me with any questions I had, really made it a good experience."

Melissa Sanchez

"The entire staff at the Mortgage Firm is top notch! They know their products, have experienced loan officers, as well as an awesome office manager. Robby is very kind hearted and does a lot of things for people who live in this community that people don't always see. He has a heart of gold and it shows. Thanks for being an asset to Lakeland Team Mortgage Firm!"

Alisa Kelly

"The mortgage firm has been so helpful and by far some of the best customer service I have received! They have done everything to help us buy our first home,Had answers to our many many questions! I beyond happy that we made mortgage firm our first choice in buying our home!"

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